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Insured Employer Medical Plans – What to do With the MLR Rebate?
Under the Patient Protection and Affordable Care Act (“PPACA”) medical insurance contracts (but not for self-funded plans) for the large group market have to return premiums that exceed 85% (80% for...
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The State of Employee Health Benefits
As employers finalize their preparations for 2015 health reform deadlines, recent events surrounding the Patient Protection and Affordable Care Act (“PPACA”) have led many of them scratching their...
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CMS Delays Enforcement of HPID Requirements
The Centers for Medicare and Medicaid Services pulled an "Emily Litella" with its announcement delaying the Health Plan Identifier.
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For PPACA, 2015 is Here
2015 will be the first real test from an employer perspective on the mandates under the Patient Protection and Affordable Care Act (“PPACA”). Most employers that have to comply with the PPACA mandates...
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Health Care Reform: Compliance Challenges for 2015 and Beyond
2015 will continue to be a year of catching up on compliance for employers under Health Care Reform. Employee Information New reporting obligations under Sections 6055 and 6056 of the Internal Revenue...
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The Cadillac Tax is Politically Unpopular – So is Repeal a “Done” Deal?
Willis is a member of the Alliance to Fight the 40 – the reference is to the 40% excise tax on so-called “Cadillac” plans that is part of the Patient Protection and Affordable Care Act (PPACA). The...
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PPACA Update: Extensions are Over, Penalties Await Late Filers
Most employers that sponsor group medical plans (all applicable large employers and those smaller employers that self-fund their plans) have a new reporting obligation for 2016 under the PPACA. The IRS...
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PPACA Continues to Evolve: Automatic Enrollment Gone, Is Cadillac Tax Next?
Margaret Thatcher is reputed to have said, “I am extraordinarily patient, provided I get my own way in the end.” Perhaps that is the right model for employers to consider when it comes to changes to...
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Failing (and Flailing) Co-ops: the Canary in the Mine?
The Wall Street Journal is no fan of the Patient Protection and Affordable Care Act (PPACA or the ACA and as some brand it, Obamacare). However, recent news about health insurers pulling out of...
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The Health Care Macro-trends Employers Need to Understand
Employer-provided health care is in the midst of the most dynamic change in over two decades, fueled by a convergence of trends that have created new opportunities and also new challenges as...
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